Robby and I are hoping that our own financial habits will rub off on our children. We believe that managing our money is something that God wants us to do wisely. We have started this new year as a family DEBT FREE and we want our children to follow this example. So, one action we have already implemented is saving. Rylen loves to put money in his piggy bank...whether it is the pennies that we find while walking or the coins that his Grandparents give him, he loves to hear them klink!